The Social Media Epidemic, the Reality TV Epidemic and now the looming threat of the COVID-19 Pandemic!
After you stock up on toilet paper and toothpaste, you should check your fund's insurance policy to see whether it has a "pandemic" clause.
Insurers take different approaches. Some policies contain no specific provision dealing with the issue. Some authorise the insurer to vary the terms of the policy to impose limitations on cover for new members. Some contain exclusions so that no benefit is paid in the event of death caused by a pandemic illness.
We recommend you take the following steps:
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